{"id":10387,"date":"2026-01-06T15:45:36","date_gmt":"2026-01-06T14:45:36","guid":{"rendered":"https:\/\/www.api.parlonsfinance.fr\/?p=10387"},"modified":"2026-01-07T14:16:20","modified_gmt":"2026-01-07T13:16:20","slug":"epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir","status":"publish","type":"post","link":"https:\/\/www.api.parlonsfinance.fr\/index.php\/2026\/01\/06\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\/","title":{"rendered":"\u00c9pargne : pourquoi tant de Fran\u00e7ais h\u00e9sitent encore \u00e0 investir"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Les Fran\u00e7ais \u00e9pargnent plus que la moyenne europ\u00e9enne. Pourtant, une large partie de cette \u00e9pargne reste plac\u00e9e sur des supports peu r\u00e9mun\u00e9rateurs, voire totalement inactive.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ce paradoxe s\u2019explique rarement par un manque d\u2019argent. Il est avant tout li\u00e9 \u00e0 un d\u00e9ficit de compr\u00e9hension : difficult\u00e9 \u00e0 distinguer les diff\u00e9rents placements, peur de perdre, sentiment que l\u2019investissement est r\u00e9serv\u00e9 \u00e0 une minorit\u00e9 avertie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dans ce contexte, la question n\u2019est plus seulement <em>combien \u00e9pargner<\/em>, mais comment mieux comprendre ce que l\u2019on fait de son argent.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Un sujet qui concerne une majorit\u00e9 de m\u00e9nages<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Livret A, assurance-vie, immobilier, actions\u2026 Les solutions existent, mais leur fonctionnement reste souvent flou pour le grand public.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">R\u00e9sultat :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>beaucoup d\u2019\u00e9pargnants repoussent toute d\u00e9cision,<\/li>\n\n\n\n<li>d\u2019autres investissent sans toujours mesurer les risques,<\/li>\n\n\n\n<li>et une majorit\u00e9 conserve une \u00e9pargne par d\u00e9faut, sans r\u00e9elle strat\u00e9gie.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ce ph\u00e9nom\u00e8ne n\u2019est ni marginal, ni exceptionnel. Il concerne <strong>une grande partie des m\u00e9nages<\/strong>, tous profils confondus.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>L\u2019investissement, un sujet encore mal compris<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Dans l\u2019opinion, investir est encore souvent associ\u00e9 \u00e0 :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>une prise de risque \u00e9lev\u00e9e,<\/li>\n\n\n\n<li>un univers technique,<\/li>\n\n\n\n<li>ou une activit\u00e9 r\u00e9serv\u00e9e aux sp\u00e9cialistes.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Or, dans les faits, l\u2019investissement repose sur des principes relativement simples : horizon de temps, niveau de risque accept\u00e9, diversification.<br>Encore faut-il que ces notions soient <strong>expliqu\u00e9es clairement<\/strong>, sans discours anxiog\u00e8ne ni promesse excessive.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Une <a href=\"https:\/\/infos.corum.fr\/emission-inscription\/?utm_source=Parlons_Finance&amp;utm_medium=organic&amp;utm_campaign=FR_organic_Parlons_Finance_emission_inscription_202601\" target=\"_blank\" rel=\"noopener\" title=\"\">\u00e9mission<\/a> pour faire le point<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u2019est dans cette logique qu\u2019une \u00e9mission grand public, organis\u00e9e par <strong>Corum l\u2019Epargne<\/strong>, sera diffus\u00e9e le <strong>14 janvier 2026 \u00e0 19h<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Intitul\u00e9e <strong>\u00ab Focus Investissement \u2013 Et si votre argent travaillait pour vous ? \u00bb<\/strong>, elle propose, en une heure, de revenir sur :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>les grandes cat\u00e9gories de placements,<\/li>\n\n\n\n<li>les id\u00e9es re\u00e7ues les plus courantes,<\/li>\n\n\n\n<li>les rep\u00e8res essentiels pour comprendre les m\u00e9canismes de l\u2019investissement.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019\u00e9mission sera anim\u00e9e par <strong>Guy Lagache<\/strong> et accessible gratuitement, sur inscription.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Comprendre avant de d\u00e9cider<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019objectif n\u2019est pas de proposer une m\u00e9thode universelle ni de donner des recommandations personnalis\u00e9es.<br>Il s\u2019agit plut\u00f4t de <strong>remettre les bases au centre<\/strong>, afin de permettre aux \u00e9pargnants de mieux se situer face aux choix qui s\u2019offrent \u00e0 eux.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dans un environnement o\u00f9 les d\u00e9cisions financi\u00e8res engagent de plus en plus la responsabilit\u00e9 individuelle, mieux comprendre devient une n\u00e9cessit\u00e9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019investissement ne se r\u00e9sume pas \u00e0 une question de rendement. Il s\u2019agit avant tout de compr\u00e9hension, de coh\u00e9rence et de choix \u00e9clair\u00e9s.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour celles et ceux qui souhaitent <strong>faire le point sur leur \u00e9pargne<\/strong>, mieux comprendre les options existantes et les m\u00e9canismes de base, cette \u00e9mission constitue une opportunit\u00e9 d\u2019information accessible et structur\u00e9e.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>L\u2019\u00e9mission est gratuite et accessible sur inscription.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-b618d73c wp-block-buttons-is-layout-flex\" style=\"font-style:normal;font-weight:200;text-transform:uppercase\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/infos.corum.fr\/emission-inscription\/?utm_source=Parlons_Finance&amp;utm_medium=organic&amp;utm_campaign=FR_organic_Parlons_Finance_emission_inscription_202601\">S&rsquo;inscrire \u00e0 l&rsquo;\u00e9mission<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Diffusion le 14 janvier 2026 \u00e0 19h.<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>Investir comporte des risques. Les performances pass\u00e9es ne pr\u00e9jugent pas des performances futures.<\/em><\/li>\n\n\n\n<li><em>Cette \u00e9mission est p\u00e9dagogique et ne constitue pas un conseil personnalis\u00e9.<\/em><\/li>\n\n\n\n<li><em>Avant toute d\u00e9cision, il est recommand\u00e9 de se faire accompagner par des professionnels.<\/em><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Les Fran\u00e7ais \u00e9pargnent plus que la moyenne europ\u00e9enne. Pourtant, une large partie de cette \u00e9pargne reste plac\u00e9e sur des supports peu r\u00e9mun\u00e9rateurs, voire totalement inactive. Ce paradoxe s\u2019explique rarement par un manque d\u2019argent. Il est avant tout li\u00e9 \u00e0 un d\u00e9ficit de compr\u00e9hension : difficult\u00e9 \u00e0 distinguer les diff\u00e9rents placements, peur de perdre, sentiment que [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":10394,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[793,827],"tags":[73,7,860,39,768,40,549,862,861,331],"class_list":["post-10387","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-highlighted","category-patrimoine","tag-action","tag-business","tag-corum","tag-dollar","tag-epargne-2","tag-euro","tag-investir","tag-media","tag-scpi","tag-tv"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.3 - aioseo.com -->\n\t<meta name=\"description\" content=\"Les Fran\u00e7ais \u00e9pargnent plus que la moyenne europ\u00e9enne. Pourtant, une large partie de cette \u00e9pargne reste plac\u00e9e sur des supports peu r\u00e9mun\u00e9rateurs, voire totalement inactive. Ce paradoxe s\u2019explique rarement par un manque d\u2019argent. Il est avant tout li\u00e9 \u00e0 un d\u00e9ficit de compr\u00e9hension : difficult\u00e9 \u00e0 distinguer les diff\u00e9rents placements, peur de perdre, sentiment que\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Naqi Hamza\"\/>\n\t<meta name=\"google-site-verification\" content=\"LWR9rz0B5_jWJo9zQZbgVIzLEtN8wMZi5qCPMc-5KxU\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.api.parlonsfinance.fr\/index.php\/2026\/01\/06\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.3\" \/>\n\n\t\tLWR9rz0B5_jWJo9zQZbgVIzLEtN8wMZi5qCPMc-5KxU\n\t\t<meta property=\"og:locale\" content=\"fr_FR\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Parlons Finance - Votre m\u00e9dia financier de r\u00e9f\u00e9rence\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"\u00c9pargne : pourquoi tant de Fran\u00e7ais h\u00e9sitent encore \u00e0 investir\" \/>\n\t\t<meta property=\"og:description\" content=\"Les Fran\u00e7ais \u00e9pargnent plus que la moyenne europ\u00e9enne. Pourtant, une large partie de cette \u00e9pargne reste plac\u00e9e sur des supports peu r\u00e9mun\u00e9rateurs, voire totalement inactive. Ce paradoxe s\u2019explique rarement par un manque d\u2019argent. Il est avant tout li\u00e9 \u00e0 un d\u00e9ficit de compr\u00e9hension : difficult\u00e9 \u00e0 distinguer les diff\u00e9rents placements, peur de perdre, sentiment que\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.api.parlonsfinance.fr\/index.php\/2026\/01\/06\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2026\/01\/Design-sans-titre.png\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2026\/01\/Design-sans-titre.png\" \/>\n\t\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2026-01-06T14:45:36+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-01-07T13:16:20+00:00\" \/>\n\t\t<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/parlonsfinance.be\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:site\" content=\"@parlons_finance\" \/>\n\t\t<meta name=\"twitter:title\" content=\"\u00c9pargne : pourquoi tant de Fran\u00e7ais h\u00e9sitent encore \u00e0 investir\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Les Fran\u00e7ais \u00e9pargnent plus que la moyenne europ\u00e9enne. Pourtant, une large partie de cette \u00e9pargne reste plac\u00e9e sur des supports peu r\u00e9mun\u00e9rateurs, voire totalement inactive. Ce paradoxe s\u2019explique rarement par un manque d\u2019argent. Il est avant tout li\u00e9 \u00e0 un d\u00e9ficit de compr\u00e9hension : difficult\u00e9 \u00e0 distinguer les diff\u00e9rents placements, peur de perdre, sentiment que\" \/>\n\t\t<meta name=\"twitter:creator\" content=\"@parlons_finance\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2026\/01\/Design-sans-titre.png\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/2026\\\/01\\\/06\\\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\\\/#blogposting\",\"name\":\"\\u00c9pargne : pourquoi tant de Fran\\u00e7ais h\\u00e9sitent encore \\u00e0 investir\",\"headline\":\"\\u00c9pargne : pourquoi tant de Fran\\u00e7ais h\\u00e9sitent encore \\u00e0 investir\",\"author\":{\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/author\\\/hamza\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/#organization\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/Design-sans-titre.png\",\"width\":1920,\"height\":1080},\"datePublished\":\"2026-01-06T15:45:36+01:00\",\"dateModified\":\"2026-01-07T14:16:20+01:00\",\"inLanguage\":\"fr-FR\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/2026\\\/01\\\/06\\\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/2026\\\/01\\\/06\\\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\\\/#webpage\"},\"articleSection\":\"En vedette, Patrimoine, Action, Business, corum, Dollar, \\u00e9pargne, Euro, Investir, m\\u00e9dia, scpi, TV\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/2026\\\/01\\\/06\\\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/category\\\/highlighted\\\/#listItem\",\"name\":\"En vedette\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/category\\\/highlighted\\\/#listItem\",\"position\":2,\"name\":\"En vedette\",\"item\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/category\\\/highlighted\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/2026\\\/01\\\/06\\\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\\\/#listItem\",\"name\":\"\\u00c9pargne : pourquoi tant de Fran\\u00e7ais h\\u00e9sitent encore \\u00e0 investir\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/2026\\\/01\\\/06\\\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\\\/#listItem\",\"position\":3,\"name\":\"\\u00c9pargne : pourquoi tant de Fran\\u00e7ais h\\u00e9sitent encore \\u00e0 investir\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/category\\\/highlighted\\\/#listItem\",\"name\":\"En vedette\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/#organization\",\"name\":\"Parlons Finance\",\"description\":\"Votre m\\u00e9dia financier de r\\u00e9f\\u00e9rence\",\"url\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/\",\"telephone\":\"+32489315298\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/logo-pf.jpg\",\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/2026\\\/01\\\/06\\\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\\\/#organizationLogo\",\"width\":2048,\"height\":2048},\"image\":{\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/2026\\\/01\\\/06\\\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\\\/#organizationLogo\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/parlonsfinance.be\",\"https:\\\/\\\/twitter.com\\\/parlons_finance\",\"https:\\\/\\\/www.instagram.com\\\/parlonsfinance\\\/?hl=fr\",\"https:\\\/\\\/www.youtube.com\\\/@parlonsfinance8996\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/12997986\\\/admin\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/author\\\/hamza\\\/#author\",\"url\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/author\\\/hamza\\\/\",\"name\":\"Naqi Hamza\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/2026\\\/01\\\/06\\\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f4295c183a6336750102a38a6e891c16d402da4eed44deedf633095a57f7294f?s=96&r=g\",\"width\":96,\"height\":96,\"caption\":\"Naqi Hamza\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/2026\\\/01\\\/06\\\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\\\/#webpage\",\"url\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/2026\\\/01\\\/06\\\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\\\/\",\"name\":\"\\u00c9pargne : pourquoi tant de Fran\\u00e7ais h\\u00e9sitent encore \\u00e0 investir\",\"description\":\"Les Fran\\u00e7ais \\u00e9pargnent plus que la moyenne europ\\u00e9enne. Pourtant, une large partie de cette \\u00e9pargne reste plac\\u00e9e sur des supports peu r\\u00e9mun\\u00e9rateurs, voire totalement inactive. Ce paradoxe s\\u2019explique rarement par un manque d\\u2019argent. Il est avant tout li\\u00e9 \\u00e0 un d\\u00e9ficit de compr\\u00e9hension : difficult\\u00e9 \\u00e0 distinguer les diff\\u00e9rents placements, peur de perdre, sentiment que\",\"inLanguage\":\"fr-FR\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/2026\\\/01\\\/06\\\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/author\\\/hamza\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/author\\\/hamza\\\/#author\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/Design-sans-titre.png\",\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/2026\\\/01\\\/06\\\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\\\/#mainImage\",\"width\":1920,\"height\":1080},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/index.php\\\/2026\\\/01\\\/06\\\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\\\/#mainImage\"},\"datePublished\":\"2026-01-06T15:45:36+01:00\",\"dateModified\":\"2026-01-07T14:16:20+01:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/#website\",\"url\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/\",\"name\":\"Parlons Finance\",\"description\":\"Votre m\\u00e9dia financier de r\\u00e9f\\u00e9rence\",\"inLanguage\":\"fr-FR\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.api.parlonsfinance.fr\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"\u00c9pargne : pourquoi tant de Fran\u00e7ais h\u00e9sitent encore \u00e0 investir","description":"Les Fran\u00e7ais \u00e9pargnent plus que la moyenne europ\u00e9enne. Pourtant, une large partie de cette \u00e9pargne reste plac\u00e9e sur des supports peu r\u00e9mun\u00e9rateurs, voire totalement inactive. Ce paradoxe s\u2019explique rarement par un manque d\u2019argent. Il est avant tout li\u00e9 \u00e0 un d\u00e9ficit de compr\u00e9hension : difficult\u00e9 \u00e0 distinguer les diff\u00e9rents placements, peur de perdre, sentiment que","canonical_url":"https:\/\/www.api.parlonsfinance.fr\/index.php\/2026\/01\/06\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"google-site-verification":"LWR9rz0B5_jWJo9zQZbgVIzLEtN8wMZi5qCPMc-5KxU","miscellaneous":"LWR9rz0B5_jWJo9zQZbgVIzLEtN8wMZi5qCPMc-5KxU"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/www.api.parlonsfinance.fr\/index.php\/2026\/01\/06\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\/#blogposting","name":"\u00c9pargne : pourquoi tant de Fran\u00e7ais h\u00e9sitent encore \u00e0 investir","headline":"\u00c9pargne : pourquoi tant de Fran\u00e7ais h\u00e9sitent encore \u00e0 investir","author":{"@id":"https:\/\/www.api.parlonsfinance.fr\/index.php\/author\/hamza\/#author"},"publisher":{"@id":"https:\/\/www.api.parlonsfinance.fr\/#organization"},"image":{"@type":"ImageObject","url":"https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2026\/01\/Design-sans-titre.png","width":1920,"height":1080},"datePublished":"2026-01-06T15:45:36+01:00","dateModified":"2026-01-07T14:16:20+01:00","inLanguage":"fr-FR","mainEntityOfPage":{"@id":"https:\/\/www.api.parlonsfinance.fr\/index.php\/2026\/01\/06\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\/#webpage"},"isPartOf":{"@id":"https:\/\/www.api.parlonsfinance.fr\/index.php\/2026\/01\/06\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\/#webpage"},"articleSection":"En vedette, Patrimoine, Action, Business, corum, Dollar, \u00e9pargne, Euro, Investir, m\u00e9dia, scpi, TV"},{"@type":"BreadcrumbList","@id":"https:\/\/www.api.parlonsfinance.fr\/index.php\/2026\/01\/06\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.api.parlonsfinance.fr\/#listItem","position":1,"name":"Home","item":"https:\/\/www.api.parlonsfinance.fr\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.api.parlonsfinance.fr\/index.php\/category\/highlighted\/#listItem","name":"En vedette"}},{"@type":"ListItem","@id":"https:\/\/www.api.parlonsfinance.fr\/index.php\/category\/highlighted\/#listItem","position":2,"name":"En vedette","item":"https:\/\/www.api.parlonsfinance.fr\/index.php\/category\/highlighted\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.api.parlonsfinance.fr\/index.php\/2026\/01\/06\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\/#listItem","name":"\u00c9pargne : pourquoi tant de Fran\u00e7ais h\u00e9sitent encore \u00e0 investir"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.api.parlonsfinance.fr\/#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.api.parlonsfinance.fr\/index.php\/2026\/01\/06\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\/#listItem","position":3,"name":"\u00c9pargne : pourquoi tant de Fran\u00e7ais h\u00e9sitent encore \u00e0 investir","previousItem":{"@type":"ListItem","@id":"https:\/\/www.api.parlonsfinance.fr\/index.php\/category\/highlighted\/#listItem","name":"En vedette"}}]},{"@type":"Organization","@id":"https:\/\/www.api.parlonsfinance.fr\/#organization","name":"Parlons Finance","description":"Votre m\u00e9dia financier de r\u00e9f\u00e9rence","url":"https:\/\/www.api.parlonsfinance.fr\/","telephone":"+32489315298","logo":{"@type":"ImageObject","url":"https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2023\/05\/logo-pf.jpg","@id":"https:\/\/www.api.parlonsfinance.fr\/index.php\/2026\/01\/06\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\/#organizationLogo","width":2048,"height":2048},"image":{"@id":"https:\/\/www.api.parlonsfinance.fr\/index.php\/2026\/01\/06\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\/#organizationLogo"},"sameAs":["https:\/\/www.facebook.com\/parlonsfinance.be","https:\/\/twitter.com\/parlons_finance","https:\/\/www.instagram.com\/parlonsfinance\/?hl=fr","https:\/\/www.youtube.com\/@parlonsfinance8996","https:\/\/www.linkedin.com\/company\/12997986\/admin\/"]},{"@type":"Person","@id":"https:\/\/www.api.parlonsfinance.fr\/index.php\/author\/hamza\/#author","url":"https:\/\/www.api.parlonsfinance.fr\/index.php\/author\/hamza\/","name":"Naqi Hamza","image":{"@type":"ImageObject","@id":"https:\/\/www.api.parlonsfinance.fr\/index.php\/2026\/01\/06\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/f4295c183a6336750102a38a6e891c16d402da4eed44deedf633095a57f7294f?s=96&r=g","width":96,"height":96,"caption":"Naqi Hamza"}},{"@type":"WebPage","@id":"https:\/\/www.api.parlonsfinance.fr\/index.php\/2026\/01\/06\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\/#webpage","url":"https:\/\/www.api.parlonsfinance.fr\/index.php\/2026\/01\/06\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\/","name":"\u00c9pargne : pourquoi tant de Fran\u00e7ais h\u00e9sitent encore \u00e0 investir","description":"Les Fran\u00e7ais \u00e9pargnent plus que la moyenne europ\u00e9enne. Pourtant, une large partie de cette \u00e9pargne reste plac\u00e9e sur des supports peu r\u00e9mun\u00e9rateurs, voire totalement inactive. Ce paradoxe s\u2019explique rarement par un manque d\u2019argent. Il est avant tout li\u00e9 \u00e0 un d\u00e9ficit de compr\u00e9hension : difficult\u00e9 \u00e0 distinguer les diff\u00e9rents placements, peur de perdre, sentiment que","inLanguage":"fr-FR","isPartOf":{"@id":"https:\/\/www.api.parlonsfinance.fr\/#website"},"breadcrumb":{"@id":"https:\/\/www.api.parlonsfinance.fr\/index.php\/2026\/01\/06\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\/#breadcrumblist"},"author":{"@id":"https:\/\/www.api.parlonsfinance.fr\/index.php\/author\/hamza\/#author"},"creator":{"@id":"https:\/\/www.api.parlonsfinance.fr\/index.php\/author\/hamza\/#author"},"image":{"@type":"ImageObject","url":"https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2026\/01\/Design-sans-titre.png","@id":"https:\/\/www.api.parlonsfinance.fr\/index.php\/2026\/01\/06\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\/#mainImage","width":1920,"height":1080},"primaryImageOfPage":{"@id":"https:\/\/www.api.parlonsfinance.fr\/index.php\/2026\/01\/06\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\/#mainImage"},"datePublished":"2026-01-06T15:45:36+01:00","dateModified":"2026-01-07T14:16:20+01:00"},{"@type":"WebSite","@id":"https:\/\/www.api.parlonsfinance.fr\/#website","url":"https:\/\/www.api.parlonsfinance.fr\/","name":"Parlons Finance","description":"Votre m\u00e9dia financier de r\u00e9f\u00e9rence","inLanguage":"fr-FR","publisher":{"@id":"https:\/\/www.api.parlonsfinance.fr\/#organization"}}]},"og:locale":"fr_FR","og:site_name":"Parlons Finance - Votre m\u00e9dia financier de r\u00e9f\u00e9rence","og:type":"article","og:title":"\u00c9pargne : pourquoi tant de Fran\u00e7ais h\u00e9sitent encore \u00e0 investir","og:description":"Les Fran\u00e7ais \u00e9pargnent plus que la moyenne europ\u00e9enne. Pourtant, une large partie de cette \u00e9pargne reste plac\u00e9e sur des supports peu r\u00e9mun\u00e9rateurs, voire totalement inactive. Ce paradoxe s\u2019explique rarement par un manque d\u2019argent. Il est avant tout li\u00e9 \u00e0 un d\u00e9ficit de compr\u00e9hension : difficult\u00e9 \u00e0 distinguer les diff\u00e9rents placements, peur de perdre, sentiment que","og:url":"https:\/\/www.api.parlonsfinance.fr\/index.php\/2026\/01\/06\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\/","og:image":"https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2026\/01\/Design-sans-titre.png","og:image:secure_url":"https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2026\/01\/Design-sans-titre.png","og:image:width":1920,"og:image:height":1080,"article:published_time":"2026-01-06T14:45:36+00:00","article:modified_time":"2026-01-07T13:16:20+00:00","article:publisher":"https:\/\/www.facebook.com\/parlonsfinance.be","twitter:card":"summary_large_image","twitter:site":"@parlons_finance","twitter:title":"\u00c9pargne : pourquoi tant de Fran\u00e7ais h\u00e9sitent encore \u00e0 investir","twitter:description":"Les Fran\u00e7ais \u00e9pargnent plus que la moyenne europ\u00e9enne. Pourtant, une large partie de cette \u00e9pargne reste plac\u00e9e sur des supports peu r\u00e9mun\u00e9rateurs, voire totalement inactive. Ce paradoxe s\u2019explique rarement par un manque d\u2019argent. Il est avant tout li\u00e9 \u00e0 un d\u00e9ficit de compr\u00e9hension : difficult\u00e9 \u00e0 distinguer les diff\u00e9rents placements, peur de perdre, sentiment que","twitter:creator":"@parlons_finance","twitter:image":"https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2026\/01\/Design-sans-titre.png"},"aioseo_meta_data":{"post_id":"10387","title":"#post_title","description":null,"keywords":null,"keyphrases":{"focus":{"keyphrase":"","score":0,"analysis":{"keyphraseInTitle":{"score":0,"maxScore":9,"error":1}}},"additional":[]},"primary_term":null,"canonical_url":null,"og_title":"#post_title","og_description":"#post_excerpt","og_object_type":"default","og_image_type":"custom_image","og_image_url":"https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2026\/01\/Design-sans-titre.png","og_image_width":"1920","og_image_height":"1080","og_image_custom_url":"https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2026\/01\/Design-sans-titre.png","og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":true,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"BlogPosting","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":{"faqs":[],"keyPoints":[],"titles":[],"descriptions":[],"socialPosts":{"email":[],"linkedin":[],"twitter":[],"facebook":[],"instagram":[]}},"created":"2026-01-06 14:41:34","updated":"2026-01-07 13:30:32","seo_analyzer_scan_date":null,"focus_keyword":null,"additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.api.parlonsfinance.fr\/\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.api.parlonsfinance.fr\/index.php\/category\/highlighted\/\" title=\"En vedette\">En vedette<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t\u00c9pargne : pourquoi tant de Fran\u00e7ais h\u00e9sitent encore \u00e0 investir\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.api.parlonsfinance.fr\/"},{"label":"En vedette","link":"https:\/\/www.api.parlonsfinance.fr\/index.php\/category\/highlighted\/"},{"label":"\u00c9pargne : pourquoi tant de Fran\u00e7ais h\u00e9sitent encore \u00e0 investir","link":"https:\/\/www.api.parlonsfinance.fr\/index.php\/2026\/01\/06\/epargne-pourquoi-tant-de-francais-hesitent-encore-a-investir\/"}],"_links":{"self":[{"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/posts\/10387","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/comments?post=10387"}],"version-history":[{"count":5,"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/posts\/10387\/revisions"}],"predecessor-version":[{"id":10404,"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/posts\/10387\/revisions\/10404"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/media\/10394"}],"wp:attachment":[{"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/media?parent=10387"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/categories?post=10387"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/tags?post=10387"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}