{"id":9728,"date":"2025-10-17T19:16:17","date_gmt":"2025-10-17T17:16:17","guid":{"rendered":"https:\/\/www.api.parlonsfinance.fr\/?p=9728"},"modified":"2025-10-17T21:13:54","modified_gmt":"2025-10-17T19:13:54","slug":"reforme-des-retraites-un-enjeu-budgetaire","status":"publish","type":"post","link":"https:\/\/www.api.parlonsfinance.fr\/index.php\/2025\/10\/17\/reforme-des-retraites-un-enjeu-budgetaire\/","title":{"rendered":"R\u00e9forme des retraites : un enjeu budg\u00e9taire ?"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Adopt\u00e9e en 2023 au prix d\u2019un bras de fer social, la r\u00e9forme des retraites devait \u201csauver le syst\u00e8me\u201d. En repoussant l\u2019\u00e2ge l\u00e9gal de d\u00e9part \u00e0 64 ans, le gouvernement assure garantir des \u00e9conomies et pr\u00e9server l\u2019\u00e9quilibre budg\u00e9taire. Mais alors que la dette publique est \u00e0 plus de 3 300 milliards d\u2019euros, une question s\u2019impose : cette r\u00e9forme est-elle une vraie solution ou un simple r\u00e9pit ?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Avant de plonger dans le sujet, un grand merci \u00e0 notre sponsor Trade Republic pour son soutien \ud83e\udd1d<\/strong><br>Vous aussi, rejoignez la plateforme d\u00e8s aujourd\u2019hui via notre lien ci-dessous et recevez&nbsp;<strong>30 \u20ac offerts<\/strong>&nbsp;pour d\u00e9marrer votre investissement.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/traderepublic.com\/fr-be\/nocodereferral?code=nnffzdhk\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2024\/09\/Trade-Republic-avis-1-1024x576.jpg\" alt=\"\" class=\"wp-image-3993\" srcset=\"https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2024\/09\/Trade-Republic-avis-1-1024x576.jpg 1024w, https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2024\/09\/Trade-Republic-avis-1-300x169.jpg 300w, https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2024\/09\/Trade-Republic-avis-1-768x432.jpg 768w, https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2024\/09\/Trade-Republic-avis-1-1536x864.jpg 1536w, https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2024\/09\/Trade-Republic-avis-1-2048x1152.jpg 2048w, https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2024\/09\/Trade-Republic-avis-1-1920x1080.jpg 1920w, https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2024\/09\/Trade-Republic-avis-1-1170x658.jpg 1170w, https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2024\/09\/Trade-Republic-avis-1-585x329.jpg 585w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><figcaption class=\"wp-element-caption\"><a href=\"https:\/\/trade.re\/parlonsfinance\" title=\"\"><strong>J&rsquo;ouvre mon compte Trade Republic<\/strong><\/a><\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Annonce surprise : suspension jusqu\u2019en 2028 ?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Le 16 octobre, c\u2019est avec <strong>stup\u00e9faction<\/strong> que S\u00e9bastien Lecornu a annonc\u00e9 la <strong>suspension de la r\u00e9forme des retraites jusqu\u2019en 2028<\/strong>. Cette d\u00e9cision provoque un s\u00e9isme politique et social, car :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Elle ouvre une p\u00e9riode d\u2019incertitude : comment combler les d\u00e9ficits sans les \u00e9conomies attendues de la r\u00e9forme ?<\/li>\n\n\n\n<li>Elle revient sur le principal pilier budg\u00e9taire du quinquennat.<\/li>\n\n\n\n<li>Elle relance un d\u00e9bat explosif sur le financement du syst\u00e8me.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Un mod\u00e8le sous tension d\u00e9mographique<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Le syst\u00e8me fran\u00e7ais fonctionne par r\u00e9partition : les actifs d\u2019aujourd\u2019hui financent les pensions des retrait\u00e9s. Sauf que le d\u00e9s\u00e9quilibre entre cotisants et retrait\u00e9s s\u2019aggrave. Dans les ann\u00e9es 1960, quatre travailleurs cotisaient pour une personne \u00e0 la retraite. Aujourd\u2019hui, ils ne sont plus qu\u2019environ 1,7. Et selon les projections, ils pourraient tomber \u00e0 1,3 d\u2019ici 2040.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En parall\u00e8le, les Fran\u00e7ais vivent plus longtemps. L\u2019esp\u00e9rance de vie atteint 85 ans pour les femmes et 79 ans pour les hommes. R\u00e9sultat : les pensions doivent \u00eatre vers\u00e9es sur une p\u00e9riode bien plus longue. En 2025, les retraites p\u00e8sent pr\u00e8s de <strong>14 % du PIB<\/strong>, soit plus de <strong>340 milliards d\u2019euros par an<\/strong>, l\u2019un des niveaux les plus \u00e9lev\u00e9s parmi les pays d\u00e9velopp\u00e9s.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Trente ans de r\u00e9formes&#8230; et toujours des d\u00e9ficits<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Depuis 1993, plusieurs gouvernements ont tent\u00e9 de corriger la trajectoire :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>1993 (r\u00e9forme Balladur)<\/strong> : 40 annuit\u00e9s dans le priv\u00e9, pensions calcul\u00e9es sur 25 meilleures ann\u00e9es.<\/li>\n\n\n\n<li><strong>2003 (r\u00e9forme Fillon)<\/strong> : alignement public\/priv\u00e9, indexation sur l\u2019esp\u00e9rance de vie.<\/li>\n\n\n\n<li><strong>2010 (r\u00e9forme Woerth)<\/strong> : recul de l\u2019\u00e2ge l\u00e9gal de 60 \u00e0 62 ans.<\/li>\n\n\n\n<li><strong>2014 (r\u00e9forme Touraine)<\/strong> : passage progressif \u00e0 43 annuit\u00e9s d&rsquo;ici 2035.<\/li>\n\n\n\n<li><strong>2023 (r\u00e9forme Borne-Macron)<\/strong> : \u00e2ge l\u00e9gal repouss\u00e9 \u00e0 64 ans, 43 ans de cotisation anticip\u00e9s \u00e0 2027.<\/li>\n\n\n\n<li><strong>2025 (r\u00e9forme Borne-Macron annul\u00e9 par Lecornu)<\/strong> : le premier ministre Lecornu suspend la r\u00e9forme de 2023 jusqu&rsquo;\u00e0 2028.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Chaque r\u00e9forme \u00e9tait pr\u00e9sent\u00e9e comme indispensable. Pourtant, selon le <strong>Conseil d\u2019orientation des retraites (COR)<\/strong>, le syst\u00e8me resterait d\u00e9ficitaire jusqu\u2019\u00e0 au moins 2030, entre \u20130,5 % et \u20131 % du PIB par an.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le graphique ci-dessous illustre l\u2019\u00e9volution de l\u2019\u00e2ge l\u00e9gal de d\u00e9part \u00e0 la retraite en fonction de l\u2019ann\u00e9e de naissance. On observe une progression constante de cet \u00e2ge au fil des g\u00e9n\u00e9rations, ce qui a \u00e9t\u00e9 au c\u0153ur des d\u00e9bats autour de la r\u00e9forme.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La <strong>r\u00e9forme de 2023<\/strong> (courbe orange) pr\u00e9voit un d\u00e9calage progressif de l\u2019\u00e2ge l\u00e9gal jusqu\u2019\u00e0 64 ans, tandis que les <strong>annonces du Premier ministre<\/strong> (courbe bleue) proposaient un ajustement l\u00e9g\u00e8rement diff\u00e9rent, notamment un passage \u00e0 63 ans pour la g\u00e9n\u00e9ration 1965 \u00e0 partir d\u2019avril 2028.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En revanche, dans l\u2019hypoth\u00e8se d\u2019un <strong>gel de la r\u00e9forme<\/strong> (ligne verte), l\u2019\u00e2ge l\u00e9gal resterait fig\u00e9 \u00e0 <strong>62 ans<\/strong> et ne progresserait plus, au moins jusqu\u2019en 2028. Cela marque une rupture nette avec la trajectoire d\u2019augmentation pr\u00e9vue par la r\u00e9forme.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"734\" src=\"https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2025\/10\/graph-mz-6144d2-0@1x-1-1024x734.png\" alt=\"\" class=\"wp-image-9830\" srcset=\"https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2025\/10\/graph-mz-6144d2-0@1x-1-1024x734.png 1024w, https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2025\/10\/graph-mz-6144d2-0@1x-1-300x215.png 300w, https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2025\/10\/graph-mz-6144d2-0@1x-1-768x550.png 768w, https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2025\/10\/graph-mz-6144d2-0@1x-1-1170x838.png 1170w, https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2025\/10\/graph-mz-6144d2-0@1x-1-585x419.png 585w, https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2025\/10\/graph-mz-6144d2-0@1x-1.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><strong>Source : <a href=\"https:\/\/blogs.alternatives-economiques.fr\/zemmour\/2025\/10\/14\/analyse-a-chaud-l-annonce-du-premier-ministre-concernant-la-reforme-des-retraites\" title=\"\">Alternatives Economiques<\/a><\/strong><\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Des \u00e9conomies limit\u00e9es face \u00e0 une dette massive<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Le gouvernement met en avant <strong>12 milliards d&rsquo;euros d\u2019\u00e9conomies annuelles<\/strong> gr\u00e2ce \u00e0 la r\u00e9forme 2023. Mais ces \u00e9conomies restent modestes au regard de l\u2019ampleur de la dette publique et des autres d\u00e9penses sociales (sant\u00e9, d\u00e9pendance, ch\u00f4mage). Pour certains \u00e9conomistes, il ne s\u2019agit que d\u2019un \u00ab pansement sur une plaie profonde \u00bb.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En r\u00e9alit\u00e9, la r\u00e9forme soulage temporairement les comptes, mais ne garantit pas la stabilisation \u00e0 long terme. D\u2019autant que France et Europe restent sous la surveillance des march\u00e9s financiers et des agences de notation, attentifs au s\u00e9rieux budg\u00e9taire du pays.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Des leviers impopulaires mais in\u00e9vitables<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pour garantir la p\u00e9rennit\u00e9 du syst\u00e8me de retraites, plusieurs options sont r\u00e9guli\u00e8rement mises sur la table, m\u00eame si aucune n\u2019est consensuelle. La premi\u00e8re consiste \u00e0 reculer encore l\u2019\u00e2ge l\u00e9gal de d\u00e9part, \u00e9ventuellement vers 65 ou 67 ans, \u00e0 l\u2019image de pays comme l\u2019Allemagne. Mais ce choix se heurte \u00e0 une forte r\u00e9sistance sociale, la question du \u201ctravailler plus longtemps\u201d restant explosive en France.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Une autre solution serait d\u2019augmenter les cotisations, c\u2019est-\u00e0-dire les pr\u00e9l\u00e8vements sur les salaires. Toutefois, cette voie est jug\u00e9e risqu\u00e9e, car elle pourrait peser davantage sur le co\u00fbt du travail et nuire \u00e0 la comp\u00e9titivit\u00e9 des entreprises.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Certains \u00e9voquent \u00e9galement la possibilit\u00e9 d\u2019agir directement sur les pensions, en les d\u00e9sindexant temporairement de l\u2019inflation ou en limitant leur progression. Mais cela entra\u00eenerait m\u00e9caniquement une baisse du pouvoir d\u2019achat des retrait\u00e9s, une population d\u00e9j\u00e0 sensible face \u00e0 l\u2019augmentation du co\u00fbt de la vie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Enfin, le gouvernement mise sur l\u2019emploi des seniors, avec des incitations et des am\u00e9nagements sp\u00e9cifiques. Cependant, la France part de loin : le taux d\u2019emploi apr\u00e8s 60 ans n\u2019atteint que 36 %, bien en dessous de pays comme la Su\u00e8de, o\u00f9 il d\u00e9passe 60 %.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ainsi, chaque levier comporte ses limites : \u00e9conomique, sociale ou politique. Aucune solution ne peut \u00eatre appliqu\u00e9e sans compromis, ce qui explique la difficult\u00e9 \u00e0 r\u00e9former durablement.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Une r\u00e9forme n\u00e9cessaire\u2026 mais loin d\u2019\u00eatre suffisante<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pour beaucoup d&rsquo;experts, la r\u00e9forme des retraites est une <strong>condition n\u00e9cessaire mais non suffisante<\/strong>. Elle donne de l\u2019air, sans r\u00e9soudre la question centrale : comment financer durablement la protection sociale dans une soci\u00e9t\u00e9 vieillissante ?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La France devra t\u00f4t ou tard trancher :<br><strong>Travailler plus, payer plus\u2026 ou accepter de recevoir moins.<\/strong><br>La r\u00e9forme de 2023 a repouss\u00e9 l\u2019\u00e9ch\u00e9ance. Elle n\u2019a pas clos le d\u00e9bat.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Et maintenant ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Le d\u00e9bat ne fait que commencer. Certains d\u00e9fendent l\u2019id\u00e9e de diversifier les financements (fonds de pension, capitalisation partielle), d&rsquo;autres plaident pour un nouveau \u201cpacte social\u201d entre g\u00e9n\u00e9rations. Une certitude : la retraite restera un sujet explosif, o\u00f9 se croisent arithm\u00e9tique budg\u00e9taire et justice sociale.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Adopt\u00e9e en 2023 au prix d\u2019un bras de fer social, la r\u00e9forme des retraites devait \u201csauver le syst\u00e8me\u201d. En repoussant l\u2019\u00e2ge l\u00e9gal de d\u00e9part \u00e0 64 ans, le gouvernement assure garantir des \u00e9conomies et pr\u00e9server l\u2019\u00e9quilibre budg\u00e9taire. Mais alors que la dette publique est \u00e0 plus de 3 300 milliards d\u2019euros, une question s\u2019impose : [&hellip;]<\/p>\n","protected":false},"author":22,"featured_media":9731,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[800,13,14,793],"tags":[7,24,5,23,28],"class_list":["post-9728","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite","category-banque-finance","category-economie","category-highlighted","tag-business","tag-economie-2","tag-finance","tag-investissement","tag-politique"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.3 - aioseo.com -->\n\t<meta name=\"description\" content=\"Adopt\u00e9e en 2023 au prix d\u2019un bras de fer social, la r\u00e9forme des retraites devait \u201csauver le syst\u00e8me\u201d. En repoussant l\u2019\u00e2ge l\u00e9gal de d\u00e9part \u00e0 64 ans, le gouvernement assure garantir des \u00e9conomies et pr\u00e9server l\u2019\u00e9quilibre budg\u00e9taire. 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Mais alors que la dette publique est \u00e0 plus de 3 300 milliards d\u2019euros, une question s\u2019impose :","twitter:creator":"@parlons_finance","twitter:image":"https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2025\/10\/163488.jpg"},"aioseo_meta_data":{"post_id":"9728","title":"#post_title","description":null,"keywords":null,"keyphrases":{"focus":{"keyphrase":"","score":0,"analysis":{"keyphraseInTitle":{"score":0,"maxScore":9,"error":1}}},"additional":[]},"primary_term":null,"canonical_url":null,"og_title":"#post_title","og_description":"#post_excerpt","og_object_type":"default","og_image_type":"custom_image","og_image_url":"https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2025\/10\/163488.jpg","og_image_width":"1136","og_image_height":"639","og_image_custom_url":"https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2025\/10\/163488.jpg","og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"custom_image","twitter_image_url":"https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2025\/10\/163488.jpg","twitter_image_custom_url":"https:\/\/www.api.parlonsfinance.fr\/wp-content\/uploads\/2025\/10\/163488.jpg","twitter_image_custom_fields":null,"twitter_title":"#post_title","twitter_description":"#post_excerpt","schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"BlogPosting","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":{"faqs":[],"keyPoints":[],"titles":[],"descriptions":[],"socialPosts":{"email":[],"linkedin":[],"twitter":[],"facebook":[],"instagram":[]}},"created":"2025-10-02 13:29:14","updated":"2025-10-17 19:15:56","seo_analyzer_scan_date":null,"focus_keyword":null,"additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.api.parlonsfinance.fr\/\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.api.parlonsfinance.fr\/index.php\/category\/banque-finance\/\" title=\"Banque &amp; Finance\">Banque &amp; Finance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tR\u00e9forme des retraites : un enjeu budg\u00e9taire ?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.api.parlonsfinance.fr\/"},{"label":"Banque &amp; Finance","link":"https:\/\/www.api.parlonsfinance.fr\/index.php\/category\/banque-finance\/"},{"label":"R\u00e9forme des retraites : un enjeu budg\u00e9taire ?","link":"https:\/\/www.api.parlonsfinance.fr\/index.php\/2025\/10\/17\/reforme-des-retraites-un-enjeu-budgetaire\/"}],"_links":{"self":[{"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/posts\/9728","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/users\/22"}],"replies":[{"embeddable":true,"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/comments?post=9728"}],"version-history":[{"count":15,"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/posts\/9728\/revisions"}],"predecessor-version":[{"id":9845,"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/posts\/9728\/revisions\/9845"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/media\/9731"}],"wp:attachment":[{"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/media?parent=9728"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/categories?post=9728"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.api.parlonsfinance.fr\/index.php\/wp-json\/wp\/v2\/tags?post=9728"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}